Now Accepting Blue Cross Blue Shield. Call Today!

Blue Cross Blue Shield (BCBS) Rehab Coverage

Last Updated: September 20, 2023

Editorial Policy | Research Policy

The Recovery Village Kansas City is an accredited addiction treatment center in Missouri that accepts Blue Cross Blue Shield rehab coverage.

When it comes to addiction treatment, reducing barriers that may prevent someone from getting help is important. One such obstacle can be the cost of rehab programs. However, insurance providers, including Blue Cross Blue Shield, often cover much of these costs. At The Recovery Village Kansas City, we accept Blue Cross Blue Shield, making getting help as smooth as possible.

Blue Cross Blue Shield Provider Overview

Blue Cross Blue Shield is one of the biggest health insurance providers in the U.S., with an estimated one-third of Americans using their coverage. The Blue Cross Blue Shield Association comprises many independent companies, each offering insurance plans in specific regions. The Blue Cross Blue Shield Federal Employee Program is also available to current and former federal government employees.

BCBS Coverage Levels and Plans

BCBS offers plans with varying levels of coverage, out-of-pocket expenses and specific requirements. Typically, Blue Cross Blue Shield plans are divided into four categories:

  • Bronze: These plans cover around 60% of treatment costs and have the highest out-of-pocket requirements. 
  • Silver: A Silver plan covers 70% of treatment costs.
  • Gold: Gold plans typically cover around 80% of treatment costs
  • Platinum: Platinum plans in certain states cover up to 90% of treatment expenses, including rehabilitation costs.

Does BCBS Insurance Cover Drug & Alcohol Rehab?

Yes, Blue Cross Blue Shield covers rehab for addiction as an essential health benefit under the Affordable Care Act. Coverage varies based on the plan, state and individual needs.

Does BCBS Cover Mental Health Services?

Everyone's mental health is equally as important as their physical health. The Affordable Care Act requires that insurance coverage for mental health treatments be comparable to other types of care. When someone struggles with substance addiction, it is common for them to have a mental health condition as well. It is important to treat and manage this condition for them to recover effectively. 

BCBS covers a range of mental health services, including dialectical behavioral therapy, cognitive behavioral therapy and EMDR (eye movement desensitization and reprocessing). These treatments help people process traumatic memories.

Does BCBS Cover Medication-Assisted Treatment (MAT)?

Treating addiction through medication-assisted treatment combines prescription treatments with therapy and other behavioral approaches. The Food and Drug Administration has approved medicines used in this treatment that insurance plans like Blue Cross Blue Shield generally cover.

What Length of Treatment Does BCBS Cover?

If you're struggling with addiction, participating in a continuum of care is your best chance of recovery. This means you won't just go to rehab for a few weeks — instead, you'll move into less intense treatment levels as you're ready. 

The first level of treatment is usually residential rehab, where you'll stay onsite for 30, 60 or 90 days, depending on what you need. The length of treatment that BCBS will cover depends on your state, plan, needs and the rehab facility you choose.

Missouri Rehab Facility That Accepts Blue Cross Blue Shield Insurance

Are you looking for addiction treatment and have Blue Cross Blue Shield insurance? The Recovery Village Kansas City can help. To find out what your insurance covers and how much it costs, talk to the Recovery Advocates at The Recovery Village Kansas City, fill out our insurance verification form or contact Blue Cross Blue Shield directly. Our accredited addiction treatment center accepts Blue Cross Blue Shield insurance.

Talk to our Recovery Advocates to learn how to start the first steps toward recovery and healing today.


Menon, Sukanya, B. and Jayan, C. “Eye Movement Desensitization and Reprocessing: A Conceptual Framework.” NIH National Library of Medicine, 2010. Accessed July 5, 2023.