The Recovery Village Kansas City is an accredited addiction treatment center in Missouri that accepts Oscar Health rehab coverage.

Cost concerns can prevent people from getting help for addiction, even when treatment is urgently needed. Many insurance providers, including Oscar Health, help cover the cost of rehab services. At The Recovery Village Kansas City, we accept Oscar Health, making it easier to understand your benefits and move forward with treatment.

Oscar Health Provider Overview

Oscar Health is a technology-focused health insurance company that offers Affordable Care Act (ACA) marketplace plans in select states, including Missouri. Oscar plans are designed to simplify access to care and typically include coverage for essential health benefits such as substance use disorder treatment and mental health services.

Because Oscar Health plans can vary by region and policy type, coverage details for addiction treatment may differ. Verifying your specific plan is the best way to understand which services are covered and what costs you may be responsible for.

Oscar Health Coverage Levels and Plans

Oscar Health marketplace plans are generally structured into metal tiers that indicate how costs are shared between the insurer and the member:

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  • Bronze: Covers about 60% of treatment costs, with higher deductibles and out-of-pocket expenses.
  • Silver: Covers around 70% of treatment costs and often balances premiums with out-of-pocket responsibility.
  • Gold: Typically covers about 80% of treatment costs, with lower deductibles.
  • Platinum: In some cases, covers up to 90% of treatment expenses, resulting in the lowest out-of-pocket costs.

Your deductible, copays or coinsurance, out-of-pocket maximum and network requirements can all affect how much you pay. Some Oscar plans may also require prior authorization for certain levels of care.

Does Oscar Health Cover Drug & Alcohol Rehab?

Yes. Oscar Health plans generally cover drug and alcohol rehab as an essential health benefit under the Affordable Care Act. Coverage depends on your plan, medical necessity and authorization requirements. Many Oscar plans cover multiple levels of care, including detox, residential treatment and outpatient services.

If authorization is required, coverage is often approved in stages based on ongoing clinical need. Our team can help you understand this process and verify coverage before treatment begins.

Does Oscar Health Cover Mental Health Services in Kansas City?

Mental health treatment is an essential part of recovery and is protected under federal parity laws. Many people who struggle with addiction also experience mental health conditions such as anxiety, depression or trauma-related disorders.

Oscar Health plans may cover evidence-based therapies such as cognitive behavioral therapy (CBT), dialectical behavior therapy (DBT) and trauma-focused treatments like EMDR. Addressing both substance use and mental health concerns together can improve treatment outcomes.

Does Oscar Health Cover Medication-Assisted Treatment (MAT)?

Medication-assisted treatment (MAT) combines FDA-approved medications with counseling and behavioral therapies. MAT is commonly used for opioid and alcohol use disorders and is supported by extensive research. Oscar Health generally covers MAT services, though coverage may depend on your pharmacy benefits and authorization requirements.

What Length of Treatment Does Oscar Health Cover?

Addiction recovery often involves a continuum of care rather than a single short-term program. Many people begin with residential treatment and transition to outpatient services as they progress.

Oscar Health may cover residential stays of 30, 60 or 90 days depending on medical necessity, your plan and authorization approvals. Coverage is typically reviewed periodically to ensure the level of care remains appropriate.

Missouri Rehab Facility That Accepts Oscar Health Insurance

If you’re seeking addiction treatment in Missouri and have Oscar Health insurance, The Recovery Village Kansas City can help. To learn what your plan covers and what your costs may be, speak with our Recovery Advocates, fill out our insurance verification form or contact Oscar Health directly. Our accredited addiction treatment center accepts Oscar Health insurance.

Talk to our Recovery Advocates to learn how to start your recovery journey today.